Last updated October 28, 2026. Draft for legal review before launch.
As a guest, your progress (XP, streak, lessons, simulated trades) stays in your browser on this device. If you create an account, we store your email, username, avatar, birth year, progress and, for under-18s, a parent's email and when they agreed to the terms. If you or a parent buys Pro, Stripe processes the payment; we only keep a customer ID and plan.
No brokerage logins, no bank details, no wallet addresses and never seed phrases. Stockl doesn't need any of them, and nobody legitimate will ever ask for a seed phrase.
When you ask the coach a question, we send your question plus the lesson or simulated trade you're looking at to our AI provider to generate an answer. We don't send your email or real name.
Other players see only your username, avatar and weekly XP.
Users must be at least 13. For users under 18 we ask a parent or guardian to agree to the terms, and we don't sell personal data or show third-party ads.
You can reset progress in Settings, and ask us to delete your account and data at any time. Parents can request access to or deletion of their teen's data.